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Serco Wellbeing hosts a Rise to the Challenge focused on a dimension of wellbeing. By offering wellbeing challenges and opportunities to set and achieve goals, Serco Wellbeing encourages along your journey towards total wellbeing. 

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Learn more about the upcoming challenges, how you can participate, and rewards you can earn below. 

Q1 CHALLENGE: 
NO SPEND CHALLENGE

Take control of your finances and build better money habits with the No Spend Challenge!

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CHALLENGE DATES:

FEBRUARY 17- MARCH 17

UPCOMING CHALLENGE:
KICKSTART KINDNESS

Spread positivity and make a difference, one act of kindness at a time!

COMING SOON!
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UPCOMING CHALLENGE:
STRIVE FOR FIVE

Improve your health by adding more fruits and vegetables to your daily diet.

COMING SOON!
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UPCOMING CHALLENGE:
STRIDE TOGETHER

Join Serco Wellbeing and the ERGs to come together, get moving, and stay active as a community.

COMING SOON!

FEBRUARY 17 - MARCH 17

RISE TO THE CHALLENGE
NO SPEND CHALLENGE

Spending is built into our daily habits, from our morning trip to the coffee shop to unwinding at happy hour after work. Even when we try our best to stick to a budget, it’s easy to get sucked into buying stuff, leaving our savings to suffer. Sometimes the best way to shake up our shopping habits is to go on a spending freeze.  

 

Take control of your finances and build better money habits with the No Spend Challenge! Whether you’re looking to kickstart your savings, pay down debt, or simply break free from impulse spending, this challenge will empower you to make mindful money decisions.

 

Get ready and register today—the challenge begins February 17! Don’t miss out on the opportunity to improve your financial wellness.

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NO SPEND  CHALLENGE INFORMATION

Whether you’re looking to kickstart your savings, pay down debt, or simply break free from impulse spending, this challenge will empower you to make mindful money decisions.

WEEKLY CHALLENGE TOPICS 

The No Spend Challenge encourages you to pause unnecessary spending, focusing only on essential purchases like food, utilities, and bills. The goal is to become more mindful of spending habits, identify areas where money can be saved, and redirect those savings toward meaningful financial goals. Ready to see what’s possible when you say no to unnecessary expenses? Let’s do this!

  • Week 1: Building Awareness & Setting Intentions

  • Week 2: Cutting Back to Save More

  • Week 3: Master Mindful Spending 

  • Week 4: Celebrate Wins & Set Future Goals

CHALLENGE PARTICIPATION 

  1. Limit Your Expenses. Commit to avoiding unnecessary spending for as many days as possible. Whether it's 5, 10, or even 30 days, the goal is to see how long you can stick to mindful financial practices.
     

  2. Track and Monitor No Spend Days. Use the No Spend tracker to mark off each day you avoid spending and monitor your progress.
     

  3. Weekly Emails and Helpful Resources. Each week includes tips and resources to help you save money and improve your financial wellness.
     

  4. Earn Wellbeing Tickets and Rewards. Earn one Wellbeing Ticket for each week you complete and an additional 10 if you complete all four weeks.

NO SPEND CHALLENGE
Weekly Activity

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WEEK 3: MARCH 3 - 9

MASTER MINDFUL SPENDING

Take your financial journey to the next level by making intentional decisions with every dollar. By being more conscious of your purchases, you’ll continue building strong, lasting financial habits that support your future.Take the opportunity to hone in on mindful spending, which will help you stay on track and create lasting changes in how you manage your money.

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  • Identify Impulse Purchases and Triggers. Take note of the moments when you’re tempted to buy something impulsively. What triggers those purchases? Is it boredom, stress, or seeing a sale? Understanding these triggers can help you make more conscious decisions moving forward.

  • Prioritize Needs Over Wants. Before making a purchase, stop and ask yourself: Is this something I truly need, or is it just something I want right now?

    • Use the No Spend Shopping List to track potential purchases, categorizing each item as a need or a want to help prioritize your spending decisions.

  • 24 Hour Rule. Give yourself 24 hours to reflect before buying anything that’s not an essential. This often helps you realize you can live without it!

  • Track Your Savings. Observe the impact of the No Spend Challenge by calculating how much you save by cutting back on unnecessary spending.  

    • Use the No Spend Savings Tracker to record the purchases you skip and track how much you save.
       

Challenge Action Items

  1. Optional Worksheets: Use the No Spend Savings Tracker and No Spend Shopping List to help you track potential purchases and savings.

  2. No Spend Challenge Tracker: Track your progress using the No-Spend Challenge Tracker, marking the days you successfully avoid unnecessary spending.

  3. Earn Wellbeing Tickets: Complete the Week 3: Challenge Submission Form by Tuesday, March 11 to earn one Wellbeing Ticket.

NO SPEND SAVINGS TRACKER WORKSHEET

NO SPEND SHOPPING LIST

 GENERAL BUDGET WORKSHEET

VOYA BUDGET CALCULATOR

MANULIFE BUDGET
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NO SPEND IDEAS

NO SPEND CHALLENGE RESOURCES

View the No Spend Challenge resources shared throughout the challenge. 

WEEK 1: GUIDE
BUILDING AWARENESS & SETTING INTENTIONS

WEEK 2: GUIDE
CUTTING BACK TO SAVE MORE 

2025 RISE TO THE CHALLENGE INCENTIVES

Learn what incentives and rewards you can earn for participating in the Rise to the Challenge activities. 

  AVAILABLE TO ALL EMPLOYEES   

INCENTIVES & REWARDS

Earn incentives and rewards for participating in the quarterly Rise to the Challenge activities. 

WELLBEING TICKETS

Earn Wellbeing Tickets for participating in the weekly activities: 

  • Earn 1 Wellbeing Ticket for each weekly activity completed 

  • Earn 10 Wellbeing Tickets for completing entire challenge.

GIFT CARDS: WELLBEING MARKETPLACE

10 Winners will be randomly selected to win a Gift Card to the Wellbeing Marketplace:​

  AVAILABLE TO US EMPLOYEES ONLY   

SERCO INCENTIVE DOLLARS

US employees can earn Serco Incentive Dollars for self-reporting challenge participation. 

SERCO INCENTIVE DOLLARS

US employees can earn Serco Incentive Dollars for self-reporting challenge participation.  View the Serco Benefits Guide for more information. ​

  • Enrolled in Cigna Medical: $50 per challenge

  • Not enrolled in Cigna Medical: $25 Gift Card

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REPORT PARTICIPATION: ​

2025 RISE TO THE CHALLENGE INCENTIVES

Learn what incentives and rewards you can earn for participating in the Rise to the Challenge activities. 

  AVAILABLE TO ALL EMPLOYEES   

INCENTIVES & REWARDS

Earn incentives and rewards for participating in the quarterly Rise to the Challenge activities. 

WELLBEING TICKETS

Earn Wellbeing Tickets for participating in the weekly activities: 

  • Earn 1 Wellbeing Ticket for each weekly activity completed 

  • Earn 10 Wellbeing Tickets for completing entire challenge.

GIFT CARDS: WELLBEING MARKETPLACE

10 Winners will be randomly selected to win a Gift Card to the Wellbeing Marketplace:​

  AVAILABLE TO US EMPLOYEES ONLY   

SERCO INCENTIVE DOLLARS

US employees can earn Serco Incentive Dollars for self-reporting challenge participation. 

SERCO INCENTIVE DOLLARS

US employees can earn Serco Incentive Dollars for self-reporting challenge participation.  View the Serco Benefits Guide for more information. ​

  • Enrolled in Cigna Medical: $50 per challenge

  • Not enrolled in Cigna Medical: $25 Gift Card

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REPORT PARTICIPATION: ​

CONTENT DISCLAIMER

The information contained on this website is intended for educational purposes only and is not a substitute for professional medical advice. If you have questions or concerns about your health or wellbeing, please consult a physician or other healthcare provider. Please do not disregard professional advice or delay seeking medical attention.
This website contains links to a number of external sites with information related to the topics discussed here. We hope you find these sites helpful, but please remember that we do not control or endorse the information presented on these websites and cannot be responsible for their content.

©2023 by Serco Wellbeing North America

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